Most home owners would believe that the renewal offer they receive in the mail represents their bank or finance company's preferred rate.  After all,  you are an established client, they know your credit is good and your payment history to them is exceptional.

In actual fact, the rate they quote is almost always a high-ball offer - an offer that they are usually prepared to negotiate "down" from.

Which raises an interesting question - what is the truly "best" rate for someone with your credit history can get on a renewal?  Rather than hagle back and forth with a lender that apparently does not appreciate you as a valued client in the first place, why not let a mortgage broker canvass the available market and get you the rate you deserve?  You may be surprised to discover just how much of a savings is available for those who have the temerity to simply ask for it.

 

Let us give you a FREE RATE QUOTE!